FAQ

Yes, we can assist with every aspect of open enrollment and enrollment. We help develop and execute communication plans tailored to your organization’s needs. This includes crafting clear, engaging messages about benefit options, changes, and important deadlines, and ensuring that employees receive timely updates and information. HIA Financial offers consulting on formal communication strategies. HIA Financial can also provide a hands-off Laissez-faire communication where your administrators don’t have to lift a figure to ensure employees are well-informed about the company's programs. HIA Financial provides automated open enrollment and new hire eligibility communications to employees, allowing you to focus on other priorities while we handle the details.

Our approach to cost containment involves a thorough analysis of your current benefit programs to identify areas for savings. We employ strategies such as plan optimization, utilization management, wellness incentives, and vendor negotiation to help reduce healthcare costs while maintaining or improving the quality of benefits offered.

Yes, we can. We design and implement wellness programs and health initiatives tailored to your organization’s needs. These programs are aimed at improving employee health, increasing productivity, and reducing overall healthcare costs.

At HIA Financial, we have extensive expertise in crafting employee benefits plans tailored to a diverse range of industries. Our team has significant experience working with companies and organizations across various sectors, ensuring that we meet the unique needs of each industry. We provide tailored solutions for:

• Manufacturing
• Transportation
• Education
• Construction
• Legal
• Healthcare Professionals (including surgical offices, dental and vision providers, outpatient facilities, nursing homes)
• Restaurants
• Tech
• Automotive
• Marketing
• HVAC
• Wholesalers and Distributors
• Private Equity
• Engineering
• Architects
• Accounting
• Other

Our specialized knowledge allows us to design benefits packages that effectively address industry-specific challenges and enhance employee satisfaction. Contact us to learn more about how we can support your industry’s needs.

With extensive experience in M&A due diligence, we assist clients in navigating complex transitions. Our services include aligning benefits and reward strategies with new organizational structures, ensuring a smooth integration process, and maintaining employee satisfaction throughout the transition.

We conduct comprehensive employee engagement surveys to gather valuable feedback on your benefit programs and overall workplace satisfaction. The insights gained from these surveys help us make data-driven recommendations to enhance your benefit offerings and improve employee engagement.

Our team’s deep expertise in employee benefits, combined with our innovative tech stack and personalized approach, sets us apart. We focus on understanding your unique needs and delivering customized strategies that drive results. Our commitment to exceptional client service and staying ahead of industry trends ensures that you receive the best possible outcomes.

Yes, HIA Financial can help you provide global coverage for your employees with a comprehensive corporate travel health insurance plan.

Yes! We have a Benefit Advisor Connect service that serves as our formal direct-to-employee channel. It is available to employees or spouses for coverage questions, enrollment and decision-making support.

Yes! Our benefit administration system can toggle between multiple languages at the click of a button, ensuring your employees can enroll with confidence.

Getting started is simple. Contact us through our website or call us at (800) 222-0610 to schedule a consultation. We’ll discuss your current benefits programs, your goals, and how our services can be tailored to meet your needs. Our team will guide you through the process and work with you every step of the way.

Executive benefits are specialized compensation packages designed to attract, retain, and reward key executives within a company. These benefits go beyond standard employee offerings, helping to ensure your top talent remains committed to the organization, which in turn secures your company’s long-term success and stability.

HIA Financial offers a range of executive benefits, including key man policies, executive bonus plans, buy-sell agreements, and deferred compensation plans. Each of these is tailored to meet the specific needs of your business and ensure your executives receive the most valuable and strategic benefits.

Many executive benefit plans offer tax advantages for both the company and the executives. For example, certain bonus plans and deferred compensation strategies can help reduce taxable income for executives while providing tax deductions for the company. HIA Financial can help you navigate these complexities to maximize your tax benefits.

Executive benefits are typically designed to complement and enhance standard compensation packages. They provide additional incentives that are tied to long-term company goals, ensuring that executives are rewarded not just for their performance but also for their commitment to the organization’s future success.

Absolutely. HIA Financial can design executive benefits packages that are scalable and suitable for businesses of all sizes. Whether you're a small startup or a medium-sized company, we can create tailored solutions that provide competitive advantages without overextending your budget.

Regular reviews of your executive benefits packages are essential to ensure they remain competitive and aligned with your business objectives. HIA Financial provides ongoing consultation to assess your current plans, make necessary adjustments, and ensure that your benefits continue to meet the needs of both your executives and your company.

Offering robust executive benefits can significantly enhance company culture by demonstrating a commitment to your leadership team’s well-being and future. This not only boosts morale among executives but also sets a positive example for the entire organization, fostering a culture of loyalty and high performance.

Getting started is simple. Contact us through our website or call at (800) 222-0610 to schedule a consultation. We’ll discuss your current benefits programs, your goals, and how our services can be tailored to meet your needs. Our team will guide you through the process and work with you every step of the way.

HealthSherpa is the largest Affordable Care Act (ACA) quoting and enrollment platform, providing easy access to a wide range of health insurance plans. It simplifies the process of comparing options, enrolling in a plan, and ensuring that individuals and families receive the coverage they need.

HIA Financial partners with HealthSherpa to offer our clients a seamless and efficient way to explore and enroll in health insurance plans. This partnership allows us to provide expert guidance while leveraging HealthSherpa’s robust platform to make the enrollment process easy and stress-free.

By partnering with HIA Financial, you benefit from our expert advice in navigating the complex world of healthcare plan selection. We take the time to understand your unique needs, compare options, and tailor recommendations that align with your budget and health requirements, ensuring you get the coverage you need.

Through our partnership with HealthSherpa, we offer a streamlined enrollment process that allows you to easily compare plans and enroll with just a few clicks. Our team is here to guide you every step of the way, making the process as simple and stress-free as possible.

Yes! HIA Financial can help ensure you have comprehensive health insurance coverage for every journey, domestic or international, from short trips to long-term work assignments. Learn More >

Getting started is easy. Simply contact us through our website or call us directly to schedule a consultation. We’ll discuss your healthcare needs and help you find the perfect health plan that fits your lifestyle and budget.

HIA Financial is located in the heart of Northville, Michigan, at 111 N Wing Street, in the Historic District. Our office is in a Craftsman-style Victorian building. Get Directions >

HIA Financial partners with dozens of the top-insurance providers in the country! View List >

Our business hours are Monday through Thursday, from 9:00 AM to 5:00 PM. We recommend scheduling an appointment in advance to ensure we can give you the attention you need. Schedule Now >

Scheduling an appointment online is easy! Simply click here to book your preferred time. We’ll confirm your appointment and ensure everything is ready when you arrive.

We recommend making an appointment to ensure we’re available to assist you. You can easily schedule an appointment by calling us or clicking here. While we welcome visitors, scheduling ahead ensures we can give you the best service.

Our dedicated team consists of experienced professionals who specialize in various areas of insurance and employee benefits. Check out our team bios on our About Us page to learn more about the experts who will be assisting you.

Getting a consultation is simple. Contact us through our website, call us directly, or schedule an appointment online. We’ll discuss your needs and provide tailored advice to help you make informed decisions.

Yes, we offer virtual consultations for your convenience. Whether you’re local or out of state, we can connect with you via video call to discuss your insurance and benefits needs. Just let us know your preference when scheduling.

When you come to your appointment, please bring any relevant documents, such as current insurance policies, employee benefits information, or financial statements, so we can provide the most accurate advice.

Stay updated by subscribing to our newsletter, following us on social media, or regularly checking our blog. We share the latest news, updates, and expert insights to keep you informed.