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Attention individuals and families: Health Care Reform is here! Are you ready? We are! As an independent agency, we are licensed with all the carriers in the state for plans both on and off Michigan’s Health Insurance Marketplace. If you want to know whether you qualify for a subsidy or tax credit and would like to find out, you can use the Kaiser Family Foundation’s Subsidy Calculator. If you think you qualify for a subsidy or tax credit, be sure to contact us so we can direct you to the right place.
Individuals enrolling in the Michigan Health Insurance Marketplace will be asked to provide a FFID and NPN. In order for HIA to provide services to you throughout the life of the plan, enter our assigned identification numbers listed below. You won’t pay more for coverage with an agent’s assistance, and you get the help of an experienced agency that can help you compare and choose a plan that works best for your needs. The FFID and NPN inputs allow the insurance company to associate an agent to the plan, so that we can work for you on your behalf if any issues or questions arise throughout the life of the plan.
FFID: daleyhia1  NPN:  543693

Major Medical – Direct Links to Shop and Enroll through Private Insurance Companies


Shop Plans, Apply for Subsidies to Lower your Monthly Premium, and Enroll in the Health Insurance Marketplace (healthcare.gov)

Resources and Information

Tax Penalty Calculator – Calculate the penalty for not having minimum essential health insurance. For more information, please visit the Internal Revenue Service (IRS) website