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REMINDER: ALL AMERICANS ARE REQUIRED TO HAVE HEALTH INSURANCE COVERAGE BY JANUARY 1, 2014. Health Care Reform is here! Are you ready? All Americans will be required to have health insurance under Obamacare as of January 1, 2014. As a completely independent agency, Health Insurance Administration (HIA) will answer any of your health insurance questions on obtaining coverage, comparing plans on- and off-exchange and the Health Insurance Marketplace, and whether you qualify for subsidies and tax credits to help pay for your insurance premiums. Learn more about all the options available to you and how you’re impacted by Health Care Reform by contacting us today.