Insights

HIA FINANCIAL

Client Articles & Information

Affordability Safe Harbors under the ACA The Affordable Care Act (ACA) includes provisions requiring employers to offer affordable health insurance coverage to their employees to avoid potential penalties. To determine affordability, the ACA has established three safe...

read more

Employee Net Promoter Scores

Check out our podcast on Employee Net Promoter Scores here: . Employee Net Promoter Score (eNPS) FAQ 1. What is an Employee Net Promoter Score (eNPS)? eNPS is a metric used to gauge employee satisfaction and loyalty within a company. It mirrors the customer-focused...

read more

Employee Notice of Exchange

As of October 1, 2013, employers must notify its employees about the availability of the health insurance marketplaces or exchange. This applies to essentially all businesses and requires employers to provide the Exchange Notice to all employees on payroll. Employers...

read more

W-2 Reporting

PPACA requires employers to report the cost of coverage under an employer-sponsored group health plan on an employee’s Form W-2, “Wage and Tax Statement.” This reporting is for informational purposes only to show employees the value of their health care benefits so...

read more

Distribute those SBC’s!

Summary of Benefits & Coverage A group health plan (and its administrator) must provide a summary of benefits and coverage (SBC) for each benefit package free of charge to entities and individuals for open enrollment periods starting on or after Sept. 23, 2012....

read more