About

OUR COMPANY

Get to Know HIA Financial

We are an award-winning, trusted insurance broker offering employee benefits, risk management, and insurance solutions for individuals, businesses, and organizations across all industries in Michigan and nationwide.

Our dedicated team members are experts in medical, dental, vision, life/AD&D, and disability insurance. Additionally, we specialize in HSA plans, Section 125 cafeteria plans, flexible spending accounts, premium-only plans, Section 105 health reimbursement plans, and retirement plans – including 401(k)s.

Our comprehensive and custom-tailored solutions for personal insurance and employee and executive benefit plans ensure we can meet your needs.

down arrow

Why Choose HIA Financial?

down arrow

Meet Our Expert Team

down arrow

Awards & Accrediations

HIA Financial in Michigan Montage of Insurance Sales Agents and Analysts

Request a Quote

our strengths

Why HIA Financial?

We stand out in the industry with our expert team and stellar reputation. Explore how we will put your needs first.
white check

Privately Owned & Independent

As a privately owned and independent firm, we prioritize your best interests, free from the influence of Wall Street or private equity.

white check

Industry-Leading Partners

We partner with 35+ top insurance providers and benefits companies ensuring you receive the best options available. See List >

white check

Experts in Cost Control

Using our experience and cutting-edge technology, we optimize plans to control expenses without compromising the quality of benefits.

OUR experts

Meet Our Team

 Kelley Rays

Kelley Rays

President, Employee Benefits Broker

Kelley Rays is the driving force behind HIA Financial’s commitment to exceptional client service and innovative employee benefits solutions. Graduating summa cum laude with a double major in Finance and Marketing from Grand Valley State University, Kelley has built a career on delivering tailored benefit programs that prioritize client needs. Her hands-on approach and dedication to excellence ensure that every client receives personalized attention and customized solutions.

Kelley believes that the strength of HIA Financial lies in its ability to provide a comprehensive range of services, supported by cutting-edge technology and a skilled team of professionals, including attorneys, CPAs, and investment bankers. Passionate about community involvement, Kelley actively participates in local initiatives and values time spent with her family. Under her leadership, HIA Financial continues to set the standard for employee benefits brokerage.

CA License Number: 4259132 | National Producer Number: 16900421

M. Daley Hill, MBA, CLU, ChFC

M. Daley Hill, MBA, CLU, ChFC

Licensed Insurance Counselor, Sr. Advisor, Of Counsel

M. Daley Hill founded HIA Financial in 1979 with a mission to revolutionize the health and life insurance landscape. His entrepreneurial spirit and talent for innovative financial solutions quickly earned him a reputation as a trusted advisor to hundreds of corporations. Specializing in executive and employee benefit plans, Daley has set new standards in the industry, providing tailored solutions that enhance the financial well-being of his clients.

Daley holds an MBA from Eastern Michigan University and is a Licensed Insurance Counselor. He is also a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC). His vast knowledge and experience have guided numerous organizations in optimizing their financial strategies and strengthening their employee benefits. As a senior advisor, Daley continues to offer invaluable insights, ensuring that HIA Financial’s clients receive the highest level of expertise and advice.

Dan J. Milan, JD

Dan J. Milan, JD

401(k) Expert

Dan Milan heads HIA Financial’s 401(k) team, bringing his legal background and financial expertise to the forefront of retirement planning. An attorney turned financial advisor, Dan is recognized for his industry excellence and trusted insights, frequently featured in leading publications such as the Wall Street Journal, Forbes.com, and Financial Advisor Magazine.

Dan’s approach is rooted in a deep understanding of his clients’ unique needs, allowing him to craft customized strategies that achieve critical financial goals. A graduate of the University of Michigan-Ann Arbor and the University of Detroit-Mercy School of Law, Dan is a member of the State Bar of Michigan. His comprehensive knowledge and commitment to fiduciary duty ensure that clients receive the highest standard of care and strategic advice. In his free time, Dan enjoys traveling, golf, and community service, reflecting his well-rounded approach to life and business.

 Amanda Calleja

Amanda Calleja

Sr. Account Manager

A proud graduate of Michigan State University, Amanda Calleja excels in leading HIA Financial’s operations with a focus on efficiency and creative problem-solving. As Senior Account Manager, Amanda oversees audits and ensures seamless service delivery, consistently tackling challenges with a proactive mindset. Her dedication to operational excellence helps clients navigate the complexities of their benefit programs with ease.

Amanda is not only committed to her professional role but also enjoys spending time with her family and exploring the outdoors. Her love for camping and adventure reflects her readiness to embrace any challenge that comes her way.

Michelle Garr

Michelle Garr

Office Manager, Client Support Specialist, Community Engagement Manager

Michelle Garr brings her organizational skills and passion for community service to HIA Financial, where she manages marketing, social media, and client engagement. A Michigan State University alumna and former soccer player, Michelle combines her athletic spirit with a strong commitment to enhancing the firm’s community presence.

In addition to her role at HIA Financial, Michelle runs her own nonprofit and remains actively involved in local initiatives. Her dedication to making a positive impact extends beyond the office, fostering a strong connection between HIA Financial and the community it serves.

Shaun Rohrich

Shaun Rohrich

Leadership Consultant, People Operations Expert

Shaun Rohrich leads the “Build More Leaders” program at HIA Financial, a step-by-step initiative designed to help new managers develop effective leadership skills. As a consultant specializing in people operations, Shaun empowers managers to overcome obstacles and lead with confidence. His expertise in leadership development ensures that clients can cultivate a strong, capable workforce, driving success and growth within their organizations.

Awards & Accreditations

Circle of Champions

Awardee | 2023 Marketplace Circle of Champions
Award Letter | FAQ >

NABIP Michigan Logo

Member | National Association of Benefits & Insurance Professionals

NAHU Logo Natinal Association of Health Underwriters

Member | National Association of Health Underwriters

DIFS Logo

Third Party Administrator |  MI Department of Insurance and Financial Services