OUR COMPANY
Get to Know HIA Financial
We are an award-winning, trusted insurance broker offering employee benefits, risk management, and insurance solutions for individuals, businesses, and organizations across all industries in Michigan and nationwide.
Our dedicated team members are experts in medical, dental, vision, life/AD&D, and disability insurance. Additionally, we specialize in HSA plans, Section 125 cafeteria plans, flexible spending accounts, premium-only plans, Section 105 health reimbursement plans, and retirement plans – including 401(k)s.
Our comprehensive and custom-tailored solutions for personal insurance and employee and executive benefit plans ensure we can meet your needs.
Why Choose HIA Financial?
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our strengths
Why HIA Financial?
Privately Owned & Independent
As a privately owned and independent firm, we prioritize your best interests, free from the influence of Wall Street or private equity.
Industry-Leading Partners
We partner with 35+ top insurance providers and benefits companies ensuring you receive the best options available. See List >
Experts in Cost Control
Using our experience and cutting-edge technology, we optimize plans to control expenses without compromising the quality of benefits.
OUR experts
Meet Our Team
Kelley Rays
President, Employee Benefits Broker
Kelley Rays is the driving force behind HIA Financial’s commitment to exceptional client service and innovative employee benefits solutions. Graduating summa cum laude with a double major in Finance and Marketing from Grand Valley State University, Kelley has built a career on delivering tailored benefit programs that prioritize client needs. Her hands-on approach and dedication to excellence ensure that every client receives personalized attention and customized solutions.
Kelley believes that the strength of HIA Financial lies in its ability to provide a comprehensive range of services, supported by cutting-edge technology and a skilled team of professionals, including attorneys, CPAs, and investment bankers. Passionate about community involvement, Kelley actively participates in local initiatives and values time spent with her family. Under her leadership, HIA Financial continues to set the standard for employee benefits brokerage.
CA License Number: 4259132 | National Producer Number: 16900421
M. Daley Hill, MBA, CLU, ChFC
Licensed Insurance Counselor, Sr. Advisor, Of Counsel
M. Daley Hill founded HIA Financial in 1979 with a mission to revolutionize the health and life insurance landscape. His entrepreneurial spirit and talent for innovative financial solutions quickly earned him a reputation as a trusted advisor to hundreds of corporations. Specializing in executive and employee benefit plans, Daley has set new standards in the industry, providing tailored solutions that enhance the financial well-being of his clients.
Daley holds an MBA from Eastern Michigan University and is a Licensed Insurance Counselor. He is also a Chartered Life Underwriter (CLU) and a Chartered Financial Consultant (ChFC). His vast knowledge and experience have guided numerous organizations in optimizing their financial strategies and strengthening their employee benefits. As a senior advisor, Daley continues to offer invaluable insights, ensuring that HIA Financial’s clients receive the highest level of expertise and advice.
Dan J. Milan, JD
401(k) Expert
Dan’s approach is rooted in a deep understanding of his clients’ unique needs, allowing him to craft customized strategies that achieve critical financial goals. A graduate of the University of Michigan-Ann Arbor and the University of Detroit-Mercy School of Law, Dan is a member of the State Bar of Michigan. His comprehensive knowledge and commitment to fiduciary duty ensure that clients receive the highest standard of care and strategic advice. In his free time, Dan enjoys traveling, golf, and community service, reflecting his well-rounded approach to life and business.
Amanda Calleja
Sr. Account Manager
Amanda is not only committed to her professional role but also enjoys spending time with her family and exploring the outdoors. Her love for camping and adventure reflects her readiness to embrace any challenge that comes her way.
Michelle Garr
Office Manager, Client Support Specialist, Community Engagement Manager
In addition to her role at HIA Financial, Michelle runs her own nonprofit and remains actively involved in local initiatives. Her dedication to making a positive impact extends beyond the office, fostering a strong connection between HIA Financial and the community it serves.
Shaun Rohrich
Leadership Consultant, People Operations Expert
Awards & Accreditations
Awardee | 2023 Marketplace Circle of Champions
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