A Healthier Workforce for Your Business
Forms and Information
Small group rates (under 50 lives) are based on the location of the business and age of the employees at time of enrollment.
Get started by downloading our Small Group Census Form to collect the basic employee and employer information used to quote.
Benefit Notice Requirements
Insurance Company Forms
General Forms and Information
Change of Status Form
Quickly update member eligibility. Add, Reinstate, Terminate, Edit, Transfer.
View and manage your bills online.
View and download customized reports of your organization’s benefit utilization and claim information.
Optimize your plan with custom features and supplemental plans designed to: increase utilization, lower employee out-of-pocket costs, and promote a healthy and safe workforce.
Types of Health Plans
This plan encourages you to use in-network providers and gives you discounts when you do. It allows you to choose any in-network provider without requiring referrals. It covers out-of-network providers with higher co-payments and deductibles.
Health Maintenance Organization (HMO)
With HMO plans, you build relationships with doctors in the network. These plans have lower out-of-pocket costs, pay benefits only for in-network providers, and out-of-network coverage is provided only for emergencies.
Point of Service (POS)
Choice is the centerpiece of these flexible plans, which allow you to go in-network or out. While out-of-pocket costs are reduced by choosing in-network providers, out-of-network coverage is also available at a higher price.
High Deductible Health Plans
This plan helps you balance your health and financial well-being. It features low premiums and an integrated deductible for both medical and pharmacy costs. Typically compatible with the Health Savings Account (HSA), it gives you solid healthcare coverage and greater control over healthcare spending.
Health Reimbursement Arrangment (HRA)
Health Savings Account (HSA)
Flexible Spending Account (FSA)
HIA offers Flexible Spending Account administration for all group health plan clients. A Flexible Spending Account lets employees set aside pre-tax money from their paychecks to spend on healthcare expenses not covered by their insurance policy. Money that goes into an FSA is pre-tax, so employees can save as much as 40% of each dollar they put into the account, as long as they spend the money in the account on qualified health costs.
Employers save on reduced FICA tax by the employees’ reduced taxable wages, offering the business an additional 5 to 15% savings.
Profit Sharing Plans with 401(k) Option
Non-Qualified Retirement Plans - Executive Bonus
Reward the employees you want with an Executive Bonus Plan. Under an Executive Bonus Plan, an employer purchases and pays for a life insurance policy for a select group of employees. The employer pays for the policies via a pay raise to the employee(s) equal to the policy premium, and in some cases an additional bonus to cover the income tax on this additional pay. The employer is able to pick and choose specific employees to participate in the plan. Employees have full rights to the policy and its cash value and can take tax-free income from the policy in the future. As a way to increase the plan’s retaining power, a restrictive endorsement and vesting schedule may be added.
Benefits to the employee:
- Employee owns the policy and has control over the cash value and naming of the beneficiary;
- Tax-free income is available from the policy via partial withdrawals and loans;
- Cash values and policy values accumulate tax-deferred;
- Employee chooses timing and amount of withdrawals;
- Tax due on the bonus can be covered by an additional bonus from the employer;
- Contribution limits are flexible
Benefits to the employer:
- Rewards key employees in a discretionary manner;
- Easy to implement and maintain;
- Premiums are immediately tax-deductible; and
- Employer is not obligated to make premium payments
Deferred Compensation Plan - Non-Qualified Retirement
Monthly HR Cast
An HR Support Center Cast will be posted each month providing tips and suggestions on how to improve your HR department. Take a listen!
Four Ways to Improving Workplace Cultures
Four Ways to Improving Workplace Cultures
View our calculators measuring average cost-per-hire, employee turnover, applicable overtime rates, cost of absenteeism, and more.
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Take Our HR Fitness Test
See what your business can do to optimize and maintain your HR department
This guide gives employers an in-depth look at how they can use telemedicine to their advantage, including the benefits it provides for them, like reducing health costs and increasing employee satisfaction.
Use this fact sheet to give your groups or prospects a quick look at the benefits and features of using HRIS by Ease to manage company growth.
You can use this video to share a quick overview of both online enrollment and onboarding with your groups, and how the two work together within Ease’s rules-based system.
The Ease iOS mobile app connects to online enrollment so your employees can securely view their benefits summary, read plan information, and access policy numbers from any location.
Use this fact sheet to give your groups or prospects a quick look at the benefits and features of benefits administration with Ease.